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About Our Chit Plans

Chit Fund – Flexible Plans for You

At R.S. Mani Chit Funds, we offer flexible chit plans for both individuals and businesses. With monthly instalments starting from just ₹4,000, you can choose plans that fit your needs. Every chit follows a transparent auction system, offering discounts ranging from 5% to 30% depending on the auction month.

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Available Chit Plans

CHIT Basic

1 Lakh Chit Value

₹4,000 / month

Duration25 months

Auction benefit (2–5 months)₹3,000

(6–10 months)₹3,200

(11–25 months)₹3,200 – ₹4,000

CHIT Saver

2.5 Lakh Chit Value

₹10,000 / month

Duration25 months

Auction benefit (2–5 months)₹7,500

(6–10 months)₹8,000

(11–25 months)₹8,000 – ₹10,000

CHIT Smart

5 Lakh Chit Value

₹20,000 / month

Duration25 months

Auction benefit (2–5 months)₹15,000

(6–10 months)₹16,000

(11–25 months)₹16,000 – ₹20,000

CHIT Pro

10 Lakh Chit Value

₹40,000 / month

Duration25 months

Auction benefit (2–5 months)₹30,000

(6–10 months)₹32,000

(11–25 months)₹32,000 – ₹40,000

CHIT Prime

25 Lakh Chit Value

₹1,00,000 / month

Duration25 months

Auction benefit (2–5 months)₹75,000

(6–10 months)₹80,000

(11–25 months)₹80,000 – ₹1,00,000